Terbukti Ampuh !!! Inilah 5 Faktor yang Mendukung Untuk Bisa Memiliki Anak Kembar..

TOP 10 BEST LIFE INSURANCE COMPANIES IN THE UNITED STATES IN 2018The best life insurance companies change every year. How can you be so sure you’re choosing the top life insurance carrier for you and your family Just because they are highly rated insurers with a strong brand name, how can you be so sure it’s truly the best policy. We are going to attempt to help you make your decision or at least make it simpler so you only find yourself working with the best life insurance providers available to you. We found those three carriers to be in leagues of their own. But, dont take our word for it just yet. Lets take a look at who else is on our list of best life insurance companies this year and find out who the closest competitors are. Based on our experiences, financial strength ratings, reviews from clients, and overall product availability, below are our top 10 best life insurance companies in America this year TOP 10 BEST LIFE INSURANCE COMPANIES IN THE U.S. Haven Life – Instant Issue! MassMutual – Full Planning! Banner Life – Cheap Term! Protective Prudential AIG Principal Northwestern Mutual MetLife Transamerica 1. HAVEN LIFE INSURANCE How do you take an entire industry by storm Only by creating the best product on the market, thats howHands down, the best new life insurance company on the market today is Haven Life. Haven Life insurance is the only life insurance you can buy 100 online without any agent interaction. This is a huge step forward in convenience and efficiency, both for you and them. It also helps they are backed by MassMutual ranked 2nd on our list, who is just one of a few life insurance companies who have a nearly perfect score of final strength ratings, by all rating agencies, and over 165 years of history doing business to back it up. 2. MASSMUTUAL For more than 160 years, MassMutual has been offering life insurance products which are competitive and diverse.After having been ranked 3rd on our list for two years consecutively, they are pushing closer to the top With the addition of backing Haven Life, and having a full suite of financial planning products, its no wonder they are leading the best of the marketplace. You have the ability to, quite literally, get your entire financial portfolio in order, all under one roof. While this may not be necessary, it is possible. The financial strength of MassMutual is virtually unparalleled, so you can feel safe with your decision either way. 3. PROTECTIVE LIFE INSURANCE COMPANY Making a big jump our list of best life insurance companies at number four is Protective, another company many havent heard of just yet. Despite this, they have a dominant foothold in more than one sector of the life insurance industry. For more than a century now, Protective Life has lived up to its name in protecting households and businesses all across the United States. With more than 5 subsidiaries, an international presence, four separate A ratings, and a huge number of policyholders, Protective is getting noticed for the first time in a major way. You will have your pick of term life insurance, universal, or variable universal, where Protective is extremely price competitive. Especially with its universal products, Protective is one of the few companies who offer permanent insurance for all tiers of fully underwritten life insurance. If you are considering permanent coverage, like for estate planning, Protective should be among your top considerations.

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Terbukti Ampuh !!! Inilah 5 Faktor yang Mendukung Untuk Bisa Memiliki Anak Kembar..

Bagi sejumlah pasangan suami istri (pasutri) memiliki anak kembar merupakan suatu kebahagiaan tersendiri. Peluang memiliki anak kembar pun umumnya terbuka lebar jika berasal dari keluarga yang juga memiliki riwayat kembar.

Data di Amerika Serikat menunjukkan, bahwa terjadi peningkatan kelahiran kembar hingga 76% sejak tahun 1980 hingga 2009. Kondisi serupa juga terjadi pada negara-negara maju lainnya. Seperti di Inggris dari 9,9% menjadi 16,1% dari 1000 kelahiran anak kembar.

Sedangkan di Korea Selatan, dari 5% menjadi 14,6%. Data ini berdasarkan Populatioan and Development Review yang menggunakan data kelahiran kembar dari tahun 1975 hingga tahun 2011. Peluang mendapatkan anak kembar pun bisa terjadi karena beberapa hal. Berikut faktor yang menyebabkan pasangan suami istri memiliki anak kembar seperti dilansir dari sindonews.com

1. Usia

Sebuah penelitian mengungkapkan bahwa semakin tua usia wanita mengandung, maka semakin tinggi untuk memiliki anak kembar. Hal ini disebabkan karena wanita berusia 35 tahun atau lebih produksi follicle stimulating hormone (FSH) lebih banyak dibanding wanita muda. Dengan demikian, ada kemungkinan wanita melepas lebih dari satu telur dalam satu siklus.

2. Pernah memiliki anak kembar

Mereka yang sebelumnya telah memiliki anak kembar berpotensi lebih besar kembali memiliki anak kembar.

3. Jumlah kehamilan

Penelitian lainnya juga menunjukkan bahwa semakin sering mengandung, maka wanita akan lebih berpotensi memiliki anak kembar.

4. Ras

Ras ternyata memengaruhi untuk memiliki anak kembar. Kehamilan anak kembar umumnya terjadi pada mereka yang berkulit putih dan Afrika Amerika. Namun jarang terjadi pada Hispanik dan Asia.

5. Bentuk tubuh

Bentuk tubuh juga memengaruhi seseorang untuk memiliki anak kembar. Wanita yang memiliki tubuh tinggi besar dipercaya lebih berpeluang mengandung anak kembar dibandingkan mereka yang bertubuh kecil.

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