TOP 10 BEST LIFE INSURANCE COMPANIES IN THE UNITED STATES IN 2018The best life insurance companies change every year. How can you be so sure you’re choosing the top life insurance carrier for you and your family Just because they are highly rated insurers with a strong brand name, how can you be so sure it’s truly the best policy. We are going to attempt to help you make your decision or at least make it simpler so you only find yourself working with the best life insurance providers available to you.
We found those three carriers to be in leagues of their own. But, dont take our word for it just yet.
Lets take a look at who else is on our list of best life insurance companies this year and find out who the closest competitors are. Based on our experiences, financial strength ratings, reviews from clients, and overall product availability, below are our top 10 best life insurance companies in America this year
TOP 10 BEST LIFE INSURANCE COMPANIES IN THE U.S.
Haven Life – Instant Issue!
MassMutual – Full Planning!
Banner Life – Cheap Term!
Protective
Prudential
AIG
Principal
Northwestern Mutual
MetLife
Transamerica
1. HAVEN LIFE INSURANCE
How do you take an entire industry by storm Only by creating the best product on the market, thats howHands down, the best new life insurance company on the market today is Haven Life. Haven Life insurance is the only life insurance you can buy 100 online without any agent interaction. This is a huge step forward in convenience and efficiency, both for you and them. It also helps they are backed by MassMutual ranked 2nd on our list, who is just one of a few life insurance companies who have a nearly perfect score of final strength ratings, by all rating agencies, and over 165 years of history doing business to back it up.
2. MASSMUTUAL
For more than 160 years, MassMutual has been offering life insurance products which are competitive and diverse.After having been ranked 3rd on our list for two years consecutively, they are pushing closer to the top With the addition of backing Haven Life, and having a full suite of financial planning products, its no wonder they are leading the best of the marketplace. You have the ability to, quite literally, get your entire financial portfolio in order, all under one roof. While this may not be necessary, it is possible. The financial strength of MassMutual is virtually unparalleled, so you can feel safe with your decision either way.
3. PROTECTIVE LIFE INSURANCE COMPANY
Making a big jump our list of best life insurance companies at number four is Protective, another company many havent heard of just yet. Despite this, they have a dominant foothold in more than one sector of the life insurance industry. For more than a century now, Protective Life has lived up to its name in protecting households and businesses all across the United States. With more than 5 subsidiaries, an international presence, four separate A ratings, and a huge number of policyholders, Protective is getting noticed for the first time in a major way.
You will have your pick of term life insurance, universal, or variable universal, where Protective is extremely price competitive. Especially with its universal products, Protective is one of the few companies who offer permanent insurance for all tiers of fully underwritten life insurance. If you are considering permanent coverage, like for estate planning, Protective should be among your top considerations.
====IKLAN ADSENSE BAWAH JUDUL====
Apakah Boleh Mengetahui Calon Anak Dengan Cara USG ?? Ini Penjelasannya,, Ternyata… |
Memeriksakan kehamilan
untuk mengetahui jenis calon bayi laki-laki atau perempuan dengan alat
ultrasonografi (USG) menjadi trend pasangan suami istri di zaman modern ini.
Selain untuk mengetahui kondisi kesehatan ibu atau janin, pemeriksaan ini
dilakukan untuk menebak calon bayi apakah perempuan atau laki-laki? Di antara
alasannya untuk menyiapkan nama calon bayi.
Sebagian ulama
memberikan fatwa tentang masalah ini. Para ulama yang tergabung dalam Markaz
Fatawa dalam situs islamweb.net, melarang seorang wanita pergi ke dokter
-walaupun dokter itu perempuan (apalagi laki-laki)- dengan menyingkap auratnya
hanya untuk mengetahui jenis janinnya.
Alasannya, tindakan tersebut menyebabkan wanita
tadi membuka auratnya –perutnya- yang haram diperlihatkan kepada laki-laki dan
perempuan, kecuali karena terpaksa atau satu hajat penting yang mendesak.
Sedangan keinginan untuk mengetahui jenis janin bukan termasuk sesuatu yang
mendesak dan penting sekali.
Aurat wanita muslimah
terhadap laki-laki asing adalah seluruh tubuhnya. Sedangkan auratnya terhadap
wanita adalah dari pusar sampai lutut.
Sementara mengetahui jenis janin bukan sesuatu
yang memiliki manfaat mendesak. Bahkan terkadang hal tersebut menimbulkan
bahaya atas ibu dan janinnya. Misal,
si Ibu menghendaki anak laki-laki, namun ternyata prediksi /hasil pemeriksaan
janinnya wanita maka ini bisa megganggu psikologinya dan bisa menyebaban
kesehatannya terganggu.
Dampak negatif lainnya, saat jenis janin tak
seperti yang diinginkan bisa membuat orang tuanya kurang ridha dan menerima
ketetapan Allah sehingga ia berdoa agar janinnya berubah jadi wanita atau
laki-laki seperti yang diinginkannya. Tindakan ini termasuk bagian dari doa
yang dilarang dan melampui batas.
Namun, jika usaha mengetahui jenis janin tanpa
harus membuka aurat seperti melakukan tes-tes atau terapi tertentu maka tak
mengapa. Wallahu A’lam.
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