TOP 10 BEST LIFE INSURANCE COMPANIES IN THE UNITED STATES IN 2018The best life insurance companies change every year. How can you be so sure you’re choosing the top life insurance carrier for you and your family Just because they are highly rated insurers with a strong brand name, how can you be so sure it’s truly the best policy. We are going to attempt to help you make your decision or at least make it simpler so you only find yourself working with the best life insurance providers available to you.
We found those three carriers to be in leagues of their own. But, dont take our word for it just yet.
Lets take a look at who else is on our list of best life insurance companies this year and find out who the closest competitors are. Based on our experiences, financial strength ratings, reviews from clients, and overall product availability, below are our top 10 best life insurance companies in America this year
TOP 10 BEST LIFE INSURANCE COMPANIES IN THE U.S.
Haven Life – Instant Issue!
MassMutual – Full Planning!
Banner Life – Cheap Term!
Protective
Prudential
AIG
Principal
Northwestern Mutual
MetLife
Transamerica
1. HAVEN LIFE INSURANCE
How do you take an entire industry by storm Only by creating the best product on the market, thats howHands down, the best new life insurance company on the market today is Haven Life. Haven Life insurance is the only life insurance you can buy 100 online without any agent interaction. This is a huge step forward in convenience and efficiency, both for you and them. It also helps they are backed by MassMutual ranked 2nd on our list, who is just one of a few life insurance companies who have a nearly perfect score of final strength ratings, by all rating agencies, and over 165 years of history doing business to back it up.
2. MASSMUTUAL
For more than 160 years, MassMutual has been offering life insurance products which are competitive and diverse.After having been ranked 3rd on our list for two years consecutively, they are pushing closer to the top With the addition of backing Haven Life, and having a full suite of financial planning products, its no wonder they are leading the best of the marketplace. You have the ability to, quite literally, get your entire financial portfolio in order, all under one roof. While this may not be necessary, it is possible. The financial strength of MassMutual is virtually unparalleled, so you can feel safe with your decision either way.
3. PROTECTIVE LIFE INSURANCE COMPANY
Making a big jump our list of best life insurance companies at number four is Protective, another company many havent heard of just yet. Despite this, they have a dominant foothold in more than one sector of the life insurance industry. For more than a century now, Protective Life has lived up to its name in protecting households and businesses all across the United States. With more than 5 subsidiaries, an international presence, four separate A ratings, and a huge number of policyholders, Protective is getting noticed for the first time in a major way.
You will have your pick of term life insurance, universal, or variable universal, where Protective is extremely price competitive. Especially with its universal products, Protective is one of the few companies who offer permanent insurance for all tiers of fully underwritten life insurance. If you are considering permanent coverage, like for estate planning, Protective should be among your top considerations.
====IKLAN ADSENSE BAWAH JUDUL====
Mungkin sahabat Cerpen sudah pernah atau bahkan belum pernah mendengar
tentang Courageous Caitie, tapi cerita hidupnya sanggup membuat ribuan warga
Singapore tersentuh. Caitlin Soleil Lucas adalah gadis kecil berusia 3
tahun lebih yang menghabiskan 3 bulan terakhir di hidupnya untuk berjuang
melawan penyakit leukimia - penyakit yang sangat jarang sekali diidap oleh anak
di bawah umur 4 tahun.
Gejala nyeri perut awalnya mulai terjadi pada bulan September dan
diikuti oleh batuk yang tak kunjung berhenti, anemia, demam, diare dan bahkan
Caitie kesulitan untuk berjalan.
Masalah mulai muncul
saat orang tua Caitie membawanya ke Rumah Sakit di Filipina dan para dokter di
sana tidak dapat mendiagnosa apa penyakit yang sebenarnya sedang dihadapi oleh
Caitie. Mereka menghabiskan lebih dari 50 hari tanpa kejelasan apa sebenarnya
penyakit itu dan akhirnya mereka pun memutuskan untuk berangkat ke Singapura
untuk melakukan perawatan dan akhirnya saat itu juga Caitie didiagnosa
menderita penyakit leukimia. Setelah beberapa kali keluar masuk ruang
gawat darurat dan pada tanggal 31 Maret, itulah hari di mana Caitie
menghembuskan nafas terakhirnya di pelukan sang Ibu di Rumah Sakit.
Kehilangan putri kecil mereka merupakan pukulan yang sangat berat, tapi pasangan suami istri ini berusaha tegar dan bahkan Ibu Caitie bersyukur karena kejadian ini, dirinya menjadi lebih dekat dengan Tuhan dan ia juga menjadi lebih rajin baca Kitab Suci.
Kehilangan putri kecil mereka merupakan pukulan yang sangat berat, tapi pasangan suami istri ini berusaha tegar dan bahkan Ibu Caitie bersyukur karena kejadian ini, dirinya menjadi lebih dekat dengan Tuhan dan ia juga menjadi lebih rajin baca Kitab Suci.
Ayahnya
sempat menuliskan di akunnya, "Hampir setiap minggu saya melihat para ayah
menikahkan anak perempuan mereka, bahkan saya tidak dapat membayangkan jika
saat terakhir kita akan menari bersama itu tiba... Tapi sebelum hari itu
datang, aku akan memastikan supaya kita dapat berbagi canda tawa bersama:) Aku
mengasihimu, putriku :)"
Untuk mengantarkan
anaknya ke peristirahatan terakhirnya, para kerabat mereka menyiapkan acara
pemakaman yang di luar dari biasanya, mereka menghiasi ruangan tempat
persemayaman sedemikian meriah, banyak bunga-bunga, hiasan-hiasan, foto-foto
Caitie yang dicetak begitu indah dan bahkan mereka yang hadir pun mengenakan
pakaian mewah layaknya pakaian pesta.
Baca Juga:
