TOP 10 BEST LIFE INSURANCE COMPANIES IN THE UNITED STATES IN 2018The best life insurance companies change every year. How can you be so sure you’re choosing the top life insurance carrier for you and your family Just because they are highly rated insurers with a strong brand name, how can you be so sure it’s truly the best policy. We are going to attempt to help you make your decision or at least make it simpler so you only find yourself working with the best life insurance providers available to you.
We found those three carriers to be in leagues of their own. But, dont take our word for it just yet.
Lets take a look at who else is on our list of best life insurance companies this year and find out who the closest competitors are. Based on our experiences, financial strength ratings, reviews from clients, and overall product availability, below are our top 10 best life insurance companies in America this year
TOP 10 BEST LIFE INSURANCE COMPANIES IN THE U.S.
Haven Life – Instant Issue!
MassMutual – Full Planning!
Banner Life – Cheap Term!
Protective
Prudential
AIG
Principal
Northwestern Mutual
MetLife
Transamerica
1. HAVEN LIFE INSURANCE
How do you take an entire industry by storm Only by creating the best product on the market, thats howHands down, the best new life insurance company on the market today is Haven Life. Haven Life insurance is the only life insurance you can buy 100 online without any agent interaction. This is a huge step forward in convenience and efficiency, both for you and them. It also helps they are backed by MassMutual ranked 2nd on our list, who is just one of a few life insurance companies who have a nearly perfect score of final strength ratings, by all rating agencies, and over 165 years of history doing business to back it up.
2. MASSMUTUAL
For more than 160 years, MassMutual has been offering life insurance products which are competitive and diverse.After having been ranked 3rd on our list for two years consecutively, they are pushing closer to the top With the addition of backing Haven Life, and having a full suite of financial planning products, its no wonder they are leading the best of the marketplace. You have the ability to, quite literally, get your entire financial portfolio in order, all under one roof. While this may not be necessary, it is possible. The financial strength of MassMutual is virtually unparalleled, so you can feel safe with your decision either way.
3. PROTECTIVE LIFE INSURANCE COMPANY
Making a big jump our list of best life insurance companies at number four is Protective, another company many havent heard of just yet. Despite this, they have a dominant foothold in more than one sector of the life insurance industry. For more than a century now, Protective Life has lived up to its name in protecting households and businesses all across the United States. With more than 5 subsidiaries, an international presence, four separate A ratings, and a huge number of policyholders, Protective is getting noticed for the first time in a major way.
You will have your pick of term life insurance, universal, or variable universal, where Protective is extremely price competitive. Especially with its universal products, Protective is one of the few companies who offer permanent insurance for all tiers of fully underwritten life insurance. If you are considering permanent coverage, like for estate planning, Protective should be among your top considerations.
====IKLAN ADSENSE BAWAH JUDUL====
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| Sungguh Miris! Tak Punya Biaya Kontrak Rumah, Bekas Ternak Domba pun Dijadikan Naungan.. |
Jika berbicara apa saja kebutuhan pokok manusia, yang terjadi adalah 3 kebutuhan dari sandang, pangan, dan papan sangat penting bagi kehidupan manusia agar mampu bertahan. Sandang atau pakaian yang digunakan untuk menutupi aurat serta menjadi salah satu adab sosial setiap orang. Pangan atau makanan dimana tak usah dijelaskan lagi memang sangat butuh untuk memberikan energi kepada manusia. Sedangkan papan, meskipun sangat penting bagi setiap orang. Akan tetapi wujudnya masih dikeluhkan karena memang tak semudah mendapatkan kedua bahan pokok sebelumnya tadi. Rumah semakin lama akan semakin mahal. Terbukti banyak orang yang masih tinggal serumah dengan keluarga mereka meskipun telah memulai kehidupan yang baru.
Akan tetapi, hal yang sangat menyedihkan perihal rumah juga terjadi kepada pasangan ini memilih untuk tidur di bekar peternakan domba, dikarenakan biaya kontrak rumah yang semakin lama cukup melejit.
Kisah hidup memilukan dialami salah satu keluarga di Cibiru, Kota Bandung. Keluarga tersebut tinggal di sebuah rumah yang berada di area bekas peternakan domba milik Pemerintah Kota Bandung. Rumah bilik berukuran 2×3 meter yang bersebelahan dengan kadang domba itu ditempati oleh keluarga Odang Tahyu (42), warga Kampung Sekehonje 01/06, Kelurahan Ciaurupan, Kecamatan Cibiru, Kota Bandung.
Di rumah bekas area peternakan tersebut, Odang tinggal bersama isteri Nunung Kurniasih (47) dan dua anaknya Deri Tahli (16), Yogi Saputra (10). Karena tidak mampu untuk mengontrak rumah, selama empat tahun mereka tinggal disitu. “Sebelumnya kami ngontrak rumah di RW 08 (kampung sebelah) tapi karena kontrakannya dijual pemiliknya kami harus mencari kontrakan lagi, karena tidak punya biaya dan biaya kontrakan mahal kami tinggal sementara di sini ditawari oleh sodara,” kata Nunung seperti diberitakan detikcom, Minggu (11/6/17).
Nunung menuturkan, keluarganya hanya mampu membayar kontrakan rumah seharga Rp 100 ribu per bulan. Sedangkan kini harga rumah kontrakan yang ada di daerahnya harga per bulannya mencapai Rp 500 ribu. “Paling murah juga Rp 400 ribu,” ungkap Nunung.
Nunung berprofesi sebagai buruh pembersih botol bekas dengan penghasilan Rp 40 ribu per minggunya, sedangkan suamimya Odang berprofesi sebagai caddy mancing dengan penghasilan tidak menentu. “Dari penghasilan segitu itu, saya tidak mampu untuk mengontrak rumah,” tambah Nunung
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