TOP 10 BEST LIFE INSURANCE COMPANIES IN THE UNITED STATES IN 2018The best life insurance companies change every year. How can you be so sure you’re choosing the top life insurance carrier for you and your family Just because they are highly rated insurers with a strong brand name, how can you be so sure it’s truly the best policy. We are going to attempt to help you make your decision or at least make it simpler so you only find yourself working with the best life insurance providers available to you.
We found those three carriers to be in leagues of their own. But, dont take our word for it just yet.
Lets take a look at who else is on our list of best life insurance companies this year and find out who the closest competitors are. Based on our experiences, financial strength ratings, reviews from clients, and overall product availability, below are our top 10 best life insurance companies in America this year
TOP 10 BEST LIFE INSURANCE COMPANIES IN THE U.S.
Haven Life – Instant Issue!
MassMutual – Full Planning!
Banner Life – Cheap Term!
Protective
Prudential
AIG
Principal
Northwestern Mutual
MetLife
Transamerica
1. HAVEN LIFE INSURANCE
How do you take an entire industry by storm Only by creating the best product on the market, thats howHands down, the best new life insurance company on the market today is Haven Life. Haven Life insurance is the only life insurance you can buy 100 online without any agent interaction. This is a huge step forward in convenience and efficiency, both for you and them. It also helps they are backed by MassMutual ranked 2nd on our list, who is just one of a few life insurance companies who have a nearly perfect score of final strength ratings, by all rating agencies, and over 165 years of history doing business to back it up.
2. MASSMUTUAL
For more than 160 years, MassMutual has been offering life insurance products which are competitive and diverse.After having been ranked 3rd on our list for two years consecutively, they are pushing closer to the top With the addition of backing Haven Life, and having a full suite of financial planning products, its no wonder they are leading the best of the marketplace. You have the ability to, quite literally, get your entire financial portfolio in order, all under one roof. While this may not be necessary, it is possible. The financial strength of MassMutual is virtually unparalleled, so you can feel safe with your decision either way.
3. PROTECTIVE LIFE INSURANCE COMPANY
Making a big jump our list of best life insurance companies at number four is Protective, another company many havent heard of just yet. Despite this, they have a dominant foothold in more than one sector of the life insurance industry. For more than a century now, Protective Life has lived up to its name in protecting households and businesses all across the United States. With more than 5 subsidiaries, an international presence, four separate A ratings, and a huge number of policyholders, Protective is getting noticed for the first time in a major way.
You will have your pick of term life insurance, universal, or variable universal, where Protective is extremely price competitive. Especially with its universal products, Protective is one of the few companies who offer permanent insurance for all tiers of fully underwritten life insurance. If you are considering permanent coverage, like for estate planning, Protective should be among your top considerations.
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Namun, tahukah, Bu? Selain jenis-jenis imunisasi bayi tadi, ternyata masih ada imunisasi tambahan yang tak kalah penting untuk membantu mengoptimalkan kekebalan tubuh si Kecil.Sebelum memberikan imunisasi tambahan ini, Ibu harus berkonsultasi dengan dokter terlebih dahulu, ya. Simak informasi yang saya baca di forum Ibu dan Balita berikut yuk, Bu!
1. Imunisasi Hib
Pemberian imunisasi Hib (Haemophilus influenza tipe B) bertujuan untuk membantu mencegah penyakit meningitis atau radang selaput otak, Bu. Imunisasi ini bisa diberikan sejak si Kecil berusia 2 bulan, dengan jarak antar pemberian vaksin pertama dan vaksin berikutnya selama 2 bulan. Selain itu, pemberian vaksin Hib umumnya dapat dilakukan secara terpisah maupun bersamaan dengan vaksin lainnya.
2. Imunisasi Pneumokokus (PCV)
Imunisasi tambahan berikutnya yaitu imunisasi Pneumokokus (PCV). Imunisasi ini bermanfaat untuk membantu melindungi tubuh si Kecil dari bakteri pnemukokus yang bisa menyebabkan meningitis (radang selaput otak), pneumonia (radang paru-paru), serta infeksi telinga, Bu. Seperti halnya imunisasi Hib, pemberian imunisasi PCV biasanya bisa diberikan sebanyak 4 kali sejak bayi berusia 2 bulan, dengan jarak pemberian antar vaksin selama 2 bulan.
Hal lain yang perlu diperhatikan yaitu, bila si Kecil belum pernah mendapatkan vaksin PCV ini hingga usianya 1 tahun, Ibu hanya perlu memberikan vaksin ini sebanyak 2 kali, dengan jarak pemberian antar vaksin selama 2 bulan. Namun, bila si Kecil sudah berusia 2 - 5 tahun, vaksin PCV hanya perlu diberikan 1 kali. Sebaiknya konsultasikan dengan dokter anak ya, Bu.
3. Imunisasi Influenza
Tidak bisa dipungkiri, Ibu pastinya kerap khawatir apabila si kecil tertular flu atau influenza. Sesuai namanya, imunisasi ini diberikan untuk melindungi si Kecil dari virus influenza penyebab flu dan gangguan di saluran pernapasan. Imunisasi ini bisa diberikan setahun sekali sejak si Kecil berusia 6 bulan hingga ia dewasa, Bu. Vaksin ini pun sebaiknya segera diberikan jika si Kecil memiliki imunitas yang rendah.
4. Imunisasi Tifoid
Supaya daya tahan tubuh si Kecil lebih baik dalam melawan serangan bakteri Salmonella typhi penyebab tifus, Ibu bisa memberikan ia vaksin tifoid sejak usianya genap 2 tahun sesuai anjuran dokter. Umumnya, dokter menganjurkan pemberian vaksin ini diulang setiap 3 tahun sekali hingga si Kecil tumbuh dewasa, Bu.
Nah, itulah beberapa tambahan imunisasi untuk anak yang umunya disarankan oleh dokter. Imunisasi merupakan investasi kesehatan bagi si Kecil di masa depan untuk membantu melindunginya dari berbagai penyakit. Untuk informasi lebih jelas terkait pemberian imunisasi tambahan bagi anak, Ibu bisa berdiskusi dengan dokter anak, ya. Semoga artikel ini bermanfaat, Bu!
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