TOP 10 BEST LIFE INSURANCE COMPANIES IN THE UNITED STATES IN 2018The best life insurance companies change every year. How can you be so sure you’re choosing the top life insurance carrier for you and your family Just because they are highly rated insurers with a strong brand name, how can you be so sure it’s truly the best policy. We are going to attempt to help you make your decision or at least make it simpler so you only find yourself working with the best life insurance providers available to you.
We found those three carriers to be in leagues of their own. But, dont take our word for it just yet.
Lets take a look at who else is on our list of best life insurance companies this year and find out who the closest competitors are. Based on our experiences, financial strength ratings, reviews from clients, and overall product availability, below are our top 10 best life insurance companies in America this year
TOP 10 BEST LIFE INSURANCE COMPANIES IN THE U.S.
Haven Life – Instant Issue!
MassMutual – Full Planning!
Banner Life – Cheap Term!
Protective
Prudential
AIG
Principal
Northwestern Mutual
MetLife
Transamerica
1. HAVEN LIFE INSURANCE
How do you take an entire industry by storm Only by creating the best product on the market, thats howHands down, the best new life insurance company on the market today is Haven Life. Haven Life insurance is the only life insurance you can buy 100 online without any agent interaction. This is a huge step forward in convenience and efficiency, both for you and them. It also helps they are backed by MassMutual ranked 2nd on our list, who is just one of a few life insurance companies who have a nearly perfect score of final strength ratings, by all rating agencies, and over 165 years of history doing business to back it up.
2. MASSMUTUAL
For more than 160 years, MassMutual has been offering life insurance products which are competitive and diverse.After having been ranked 3rd on our list for two years consecutively, they are pushing closer to the top With the addition of backing Haven Life, and having a full suite of financial planning products, its no wonder they are leading the best of the marketplace. You have the ability to, quite literally, get your entire financial portfolio in order, all under one roof. While this may not be necessary, it is possible. The financial strength of MassMutual is virtually unparalleled, so you can feel safe with your decision either way.
3. PROTECTIVE LIFE INSURANCE COMPANY
Making a big jump our list of best life insurance companies at number four is Protective, another company many havent heard of just yet. Despite this, they have a dominant foothold in more than one sector of the life insurance industry. For more than a century now, Protective Life has lived up to its name in protecting households and businesses all across the United States. With more than 5 subsidiaries, an international presence, four separate A ratings, and a huge number of policyholders, Protective is getting noticed for the first time in a major way.
You will have your pick of term life insurance, universal, or variable universal, where Protective is extremely price competitive. Especially with its universal products, Protective is one of the few companies who offer permanent insurance for all tiers of fully underwritten life insurance. If you are considering permanent coverage, like for estate planning, Protective should be among your top considerations.
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Hal itu jelas, karena proses melahirkan normal itu sangatlah berat dan menyakitkan. Tidak semua wanita bisa tahan dan tenang menghadapi rasa sakit yang luar biasa pada saat bukaan 1-10. Akibat ketidak sabaran tersebutlah yang membuat wanita mengalami robekan pada area kewanitaanya. Robekan atau guntingan yang istilahnya dalam dunia kedokteran adalah episiotomy merupakan tindakan pengguntingan yang dilakukan guna melebarkan jalan lahir bayi. Proses pengguntingan tersebut memang tidak menyakitkan karena umumnya dokter akan memberikan anestesi local guna menghilangkan rasa sakitnya. Ada beberapa cara yang bisa dilakukan untuk meminimalisir terjadinya robekan atau episiotomy, diantaranya adalah :
1. Pengetahuan tentang persalinan normal
Memiliki pengetahuan yang cukup tentang persalinan normal bisa menjadi bekal untuk menghadapi masa paling menegangkan tersebut. Ada beberapa tahapan dan proses yang harus dilalui dengan sabar agar persalinan bisa lancar tanpa jahitan. Jangan Lupa Siapkan 7 Hal ini Menjelang Persalinan
2. Persiapan sebelum persalinan
Perispan yang matang akan membantu mensukseskan proses persalinan normal tanpa jahitan. Ada beberapa persiapan yang wajib dilakukan sebelum persalinan, salah satunya senan khusus ibu hamil yang bertujuan melatih otot-otot di sekitar jalan lahir.
3. Memilih tempat bersalin yang nyaman
Memilih tempat bersalin wajib dilakukan agar Anda bisa mendapatkan tempat senyaman mungkin untuk menjalani persalinan yang lancar. Suasana yang tidak mendukung tentulah dapat mengganggu proses persalinan Anda.
4. Kuatkan stamina sebelum persalinan
Persalinan normal membutuhkan waktu yang lumayan lama bahkan menguras tenaga. Oleh karena itu ibu harus memiliki stamina yang kuat agar terhindar dari pengguntingan. Banyak istirahat dan penuhi kebutuhan nutrisi saat trimester akhir kehamilan agar kondisi tubuh Anda senantiasa bugar.
5. Buat diri Anda rileks saat persalinan
Ketegangan dan stress dapat menghambat proses persalinan, oleh karena itu pastikan Anda rileks dan tenang saat menjalani persalinan normal. Hal ini yang akan menghindarkan Anda dari jahitan saat persalinan.
6. Jangan mengangkat bokong saat mengejan
Mengangkat pantat atau bokong saat mengejan termasuk hal yang harus dihindari karena dapat mengakibatkan terjadinya robekan yang luas pada jalan lahir. Hal ini terjadi karena tidak adanya penyangga yang mengakibatkan otot mudah sobek ketika Anda mengangkat bokong.
7. Mengejanlah sesuai instruksi dokter
Jangan mengejan sebelum dokter mengistruksikannya, karena selain membuat tenaga Anda habis juga bisa memicu robekan pada jalan lahir. Maka itu, pastikan selalu turuti instruksi dari dokter atau bidan Anda agar persalinan lancar.
Dengan menerapkan beberapa tips diatas, semoga proses persalinan Anda bisa lancar dan tanpa mengalami robekan. Semoga bermanfaat!
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