TOP 10 BEST LIFE INSURANCE COMPANIES IN THE UNITED STATES IN 2018The best life insurance companies change every year. How can you be so sure you’re choosing the top life insurance carrier for you and your family Just because they are highly rated insurers with a strong brand name, how can you be so sure it’s truly the best policy. We are going to attempt to help you make your decision or at least make it simpler so you only find yourself working with the best life insurance providers available to you.
We found those three carriers to be in leagues of their own. But, dont take our word for it just yet.
Lets take a look at who else is on our list of best life insurance companies this year and find out who the closest competitors are. Based on our experiences, financial strength ratings, reviews from clients, and overall product availability, below are our top 10 best life insurance companies in America this year
TOP 10 BEST LIFE INSURANCE COMPANIES IN THE U.S.
Haven Life – Instant Issue!
MassMutual – Full Planning!
Banner Life – Cheap Term!
Protective
Prudential
AIG
Principal
Northwestern Mutual
MetLife
Transamerica
1. HAVEN LIFE INSURANCE
How do you take an entire industry by storm Only by creating the best product on the market, thats howHands down, the best new life insurance company on the market today is Haven Life. Haven Life insurance is the only life insurance you can buy 100 online without any agent interaction. This is a huge step forward in convenience and efficiency, both for you and them. It also helps they are backed by MassMutual ranked 2nd on our list, who is just one of a few life insurance companies who have a nearly perfect score of final strength ratings, by all rating agencies, and over 165 years of history doing business to back it up.
2. MASSMUTUAL
For more than 160 years, MassMutual has been offering life insurance products which are competitive and diverse.After having been ranked 3rd on our list for two years consecutively, they are pushing closer to the top With the addition of backing Haven Life, and having a full suite of financial planning products, its no wonder they are leading the best of the marketplace. You have the ability to, quite literally, get your entire financial portfolio in order, all under one roof. While this may not be necessary, it is possible. The financial strength of MassMutual is virtually unparalleled, so you can feel safe with your decision either way.
3. PROTECTIVE LIFE INSURANCE COMPANY
Making a big jump our list of best life insurance companies at number four is Protective, another company many havent heard of just yet. Despite this, they have a dominant foothold in more than one sector of the life insurance industry. For more than a century now, Protective Life has lived up to its name in protecting households and businesses all across the United States. With more than 5 subsidiaries, an international presence, four separate A ratings, and a huge number of policyholders, Protective is getting noticed for the first time in a major way.
You will have your pick of term life insurance, universal, or variable universal, where Protective is extremely price competitive. Especially with its universal products, Protective is one of the few companies who offer permanent insurance for all tiers of fully underwritten life insurance. If you are considering permanent coverage, like for estate planning, Protective should be among your top considerations.
====IKLAN ADSENSE BAWAH JUDUL====
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| Perhatikan Ini Sebelum Menjemur Si Kecil |
Sewaktu lewat rumah tetangga sekitar pukul 10 pagi, saya agak terkejut melihat seorang Ibu menggendong bayinya di halaman rumah. Saat saya tanya apa yang sedang ia lakukan, si Ibu menjawab bahwa ia sedang menjemur bayinya. Wah, saya kaget sekali, Bu. Saya pun langsung memberi tahu si ibu kalau menjemur bayi baiknya hanya sampai jam 8 pagi.
Saat si Kecil baru lahir, menjemurnya di bawah sinar matahari pagi memang bisa menjadi kegiatan yang sangat bermanfaat untuknya. Kandungan Vitamin D yang ada pada paparan sinar matahari merupakan salah satu nutrisi penting bagi pertumbuhan tulangnya. Namun, bukan berarti kita bisa asal menjemurnya, Bu. Ada beberapa hal yang perlu Ibu perhatikan sebelum menjemur si Kecil, di antaranya:
- Waktu yang Tepat
Menjemur si Kecil sebaiknya dilakukan saat sinar matahari masih bersahabat, yakni antara pukul 6 sampai 7.30 pagi saat cuaca sedang tidak terlalu dingin dan pukul 7.30 sampai 8 pagi ya, Bu. Kebaikan sinar matahari di jam ini dapat diperoleh tanpa membahayakan kesehatan kulitnya, Bu.
- Kesehatan Kulit
Perhatikan baik-baik kondisi kulit si Kecil setelah menjemurnya, apakah kulitnya mengalami perubahan? Jika kulitnya menjadi kemerahan atau gatal-gatal, bisa jadi itu merupakan gejala terbakar matahari atau sunburn, Bu. Namun, Ibu tak perlu khawatir. Coba lakukan pertolongan pertama dengan memandikannya menggunakan air bersuhu biasa untuk menghilangkan reaksi sunburn.
- Perlindungan Mata
Tak lupa, Ibu juga harus melindungi mata si Kecil dari paparan sinar matahari langsung. Tutuplah matanya dengan kain saat menjemurnya di pagi hari atau jika si Kecil tak tahan untuk di tutup matanya, buat posisi menjemur agar membelakangi matahari. Gangguan mata akibat sinar matahari biasanya memang tak langsung terjadi. Oleh karena itu, mencegahnya sejak dini jadi amat penting untuk Ibu lakukan.
- Pengawasan yang Cermat
Jangan pernah meninggalkan si Kecil sendirian saat sedang menjemurnya. Selain itu, penting untuk memberitahu anggota keluarga yang membantu merawat, supaya ekstra hati-hati saat menjemurnya. Ibu bisa memberi informasi seputar cara menjemur yang baik sebelum memercayakan tugas tersebut pada orang lain.
- Pastikan si Kecil Sudah Meminum ASI Terlebih Dahulu
Layaknya orang dewasa, tubuh akan mengeluarkan keringat jika terpapar sinar matahari. Begitu pula dengan si Kecil, Bu. Oleh sebab itu, pastikan ia sudah terlebih dahulu mendapatkan asupan ASI sebelum menjemurnya. Hal ini berguna untuk mencegah si Kecil mengalami dehidrasi.
Ibu tentu ingin memastikan si Kecil memperoleh segala kebaikan dari sinar matahari, bukan? Oleh karena itu, penting untuk mengetahui apa yang boleh dan tidak boleh dilakukan sebelum menjemurnya. Jika Ibu punya tips lain, yuk bagikan dengan Ibu lain di sini. Semoga si Kecil sehat selalu ya, Bu!
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